Trip Cancellation
Coverage may reimburse qualifying prepaid, non-refundable trip costs when cancellation occurs for a reason covered by the policy.
Travel Insurance
Protection for the trip beyond your itinerary.
Travel insurance can help address certain financial losses when covered events affect a planned trip, including cancellation, interruption, baggage issues and medical emergencies.
Travel Protection
Coverage for certain disruptions
before and during a planned trip.
01
Trip Cancellation
Covered reasons only
02
Travel Medical
Policy terms apply
03
Baggage
Loss or delay coverage
04
Emergency Transport
When covered by the policy
Travel Protection
A reservation confirms the trip. It does not cover every disruption.
Travel plans can involve prepaid flights, accommodations, transportation and other costs. A travel insurance policy can address certain covered financial losses when an unexpected event affects the trip.
Coverage varies by policy, destination, timing and the reason for the claim.
Coverage Categories
What may travel insurance include?
Coverage differs by policy. Review covered reasons, limits, exclusions and time requirements before purchasing.
Trip Interruption
Coverage may address certain qualifying costs when a covered event causes a trip to end early.
Trip Delay
Some policies may address qualifying expenses resulting from a covered travel delay.
Baggage Loss or Delay
Coverage may apply to qualifying lost, stolen, damaged or delayed baggage according to policy terms.
Travel Medical
Certain plans can provide short-term medical coverage for qualifying illness or injury during travel.
Emergency Transportation
Certain policies may address qualifying medical evacuation or transportation costs when policy conditions are met.
Trip Costs
Covered reasons matter when
a trip changes before departure.
Cancellation & Interruption
Prepaid travel costs can add up quickly.
Trip cancellation and interruption coverage are tied to reasons listed within the policy. A change of mind alone does not automatically create a covered claim under standard coverage.
01
Covered reason
The cause of cancellation or interruption must meet applicable policy language.
02
Prepaid expenses
Coverage may focus on qualifying prepaid, non-refundable travel costs.
03
Timing
Purchase dates and claim timing can affect available coverage.
04
Documentation
Claim documentation may be required by the insurer.
Travel Medical
Medical needs can follow you away from home.
Travel medical coverage can address qualifying medical expenses arising from illness or injury during a covered trip. Policy networks, limits and approval rules can differ.
Qualifying treatment may be covered according to the policy.
Certain plans may include limited qualifying dental treatment.
Emergency transportation may be covered when policy conditions are met.
Certain policies include benefits related to qualifying repatriation.
Baggage & Personal Effects
Your luggage has a journey of its own.
Baggage coverage can address certain qualifying losses involving luggage or personal items during a covered trip.
Coverage may apply to qualifying lost checked or carried property.
Certain policies may address eligible purchases during a delay.
Policy limits and exclusions determine whether damaged property qualifies.
Certain types of property may have separate or lower limits.
Luggage Coverage
Check item limits, exclusions
and claim requirements before departure.
Before Purchasing
Read the policy before you pack the suitcase.
Covered Reasons
Check which events qualify for cancellation, interruption and delay claims.
Coverage Limits
Review the maximum amounts available for each section of the policy.
Exclusions
Certain activities, events or conditions may be excluded from coverage.
Purchase Timing
Certain benefits or policy features may have time-sensitive purchase requirements.
From Booking to Return
Coverage can relate to more than the flight.
Travel insurance can contain different benefits that apply at different points before or during a covered trip.
01
After booking
Consider policy timing requirements when purchasing coverage.
02
Before departure
Trip cancellation coverage may apply to certain covered events.
03
During travel
Medical, baggage, delay and interruption coverage may become relevant.
04
After a covered event
Keep receipts and other documentation that may be needed for a claim.
Getting Started
Start with the trip you are planning.
Trip details and prepaid costs can help frame the travel insurance discussion.
01
Tell us about the trip.
Share destination, travel dates and basic trip information.
02
Review trip costs.
Identify qualifying prepaid and non-refundable travel expenses.
03
Review coverage choices.
Compare applicable trip, medical, baggage and transportation benefits.
04
Read the policy details.
Review limits, covered reasons, exclusions and claim requirements.
Travel Insurance FAQ
Common questions.
Benefits, limits and exclusions differ by policy.
Depending on the policy, travel insurance may include trip cancellation, interruption, delay, baggage coverage, travel medical benefits and emergency transportation.
No. Standard trip cancellation coverage applies to reasons listed within the policy. Other cancellation features may have separate requirements and restrictions.
Yes. Certain travel insurance plans include short-term medical benefits for qualifying illness or injury during a covered trip.
Some policies include baggage-delay benefits for qualifying situations. Waiting periods, item limits and reimbursement rules vary.
Information may include destination, travel dates, trip cost, traveler information and other details requested for the policy being considered.
Travel Insurance
Plan the trip. Prepare for the unexpected.
Tell Trinity about your upcoming travel plans to begin reviewing available travel insurance choices.